What Compensation Is Available for Workplace Injuries in McAllen?
In Texas, employers have the option to buy workplace injury insurance for their employees, but being insured is not required. If your employer is insured, you may not have the right to sue them for workplace injury compensation. However, if they aren’t insured, a workplace injury lawsuit may be the only way to get what you deserve.
You might expect that the amount of compensation you’re owed would be the same no matter what the source, but that isn’t the case. Worker’s compensation insurance may offer significantly less financial relief than a lawsuit.
If you feel your workplace insurance settlement doesn’t reflect what you’re owed, a McAllen lawyer for workers’ compensation can help you determine if you have other options. Keep reading to learn more about the differences in the amount of compensation that may be available for workplace injuries in McAllen.
Workplace Injury Insurance Compensation: What It Does and Doesn’t Cover
Worker’s compensation insurance is meant to compensate employees for the expenses they face as a result of their injury. If you were injured on the job in Texas and your employer is insured, you may be owed compensation for the following:
- Medical expenses
- Physical rehabilitation
- Funeral costs
- Some lost income
- Disability
Injuries often cause far more harm than simple monetary expenses. Serious injuries can leave us unable to enjoy life the way we did before. If you feel you’re owed more than what your employer’s insurance is offering, you should talk to a workplace injury lawyer about your options. Note that you may not be able to sue your employer for compensation.
If you’re unsure about what you’re owed in any way, you should talk to an attorney.
Compensation From a Workplace Injury Lawsuit
Unlike workplace injury insurance, workplace injury lawsuits attempt to compensate employees for all of the expenses and harm related to the injury. This includes far more than the types of expenses covered by insurance. Through a workplace injury lawsuit, you might be eligible for compensation for the following:
- Current and future medical expenses
- Pain and suffering
- Reduced quality of life
- All lost income
- Reduced earning power
- Disfigurement and scarring
- Disability
Keep in mind that the amount of non-economic damages that you may be entitled to will vary depending on the severity and facts of your case. If your employer’s negligence caused your injury, you may be entitled to more. A workplace injury attorney can help you determine what you’re owed.
Getting the Compensation You Deserve With Help From Lawyers for Workers’ Compensation
After a workplace injury, you should be able to rely on your employer or their insurance to cover the costs associated with that injury. Unfortunately, things aren’t always so simple. In those cases, you need a workplace injury lawyer.
If you’ve been injured at work and your employer is uninsured or if you feel the settlement doesn’t reflect what you’re owed, you can reach out to the McAllen lawyers for workers’ compensation at Villalobos Law Firm to learn about your options. We would be proud to fight for you.
